FUELING FINTECH’S NEXT GENERATION
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In response to FinTech and AI’s industrial growth, Wharton is preparing future leaders in the FinTech space.
A U.S. Market Report estimates that by 2032, generative AI in the FinTech market is anticipated to be worth about $256 Billion, a meteoric jump from 2023’s $13.5 Billion. As a segment of the financial services industry that uses technology to deliver financial products and services, the financial technology sector (FinTech) is exploding with growth that is primarily driven by the emergence of generative AI.
As society shifts, Wharton pivots, too. Presented by the Stevens Center for Innovation in Finance, Wharton’s Cypher Accelerator brings the School’s business and finance expertise, global reach, cutting-edge perspective, and operational support to build the world’s emerging FinTech and technology companies. By equipping founders with resources tailored for longterm success, Cypher helps startups without taking equity from the businesses themselves. It is built for companies that seek to revamp, decentralize, or rebuild institutionalized systems.
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"Wharton Cypher is a collaborative, transformative learning experience. Our student managers leverage their leadership skills, amplify their expertise and Wharton learnings, and work directly with global industry leaders through agile and comprehensive examination of early-stage companies."
– Sarah Hammer, Esq., WG’99 & L’11
Executive Director, Wharton Cypher Accelerator
Adjunct Professor and Academic Director, Carey Law School
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Cypher fuels FinTech beyond Wharton’s student community.
Whether a startup seeks to pioneer AI solutions for financial trading or enhance the customer experience through blockchain technology, Cypher provides the platform and resources to accelerate growth, equipping emerging technology companies to thrive in competitive landscapes.
With operations run by a team of dedicated student managers, Cypher programming remains facilitated by experts passionate about the future of FinTech. Each formal acceleration cycle concludes at Cypher’s annual Demo and Innovation Day in New York City, where founders pitch to a suite of top investors.